NABARD Agri-Fintech Platform: Hybrid Cloud Infrastructure for India's Agricultural Credit Digitization
Built hybrid infrastructure for eKisanCredit serving 351+ banks and 50M farmers with AWS dev environment and NABARD on-premise production meeting government data residency requirements.
Key Results
Cooperative banks using the platform
Regional Rural Banks integrated
KCC loans targeted nationwide
NABARD's first startup equity stake
What We Were Solving
The client needed a hybrid infrastructure strategy for their NABARD-backed loan platform:
Government data residency requirements mandated production deployment on NABARD's on-premise infrastructure
Development agility needed - teams required a cloud-based dev environment for faster iteration
No containerization strategy - manual deployments caused environment inconsistencies between dev and on-prem
CI/CD complexity - needed pipelines that could build once and deploy to both cloud and on-premise
The platform needed to handle sensitive financial data for 351+ banks with strict government compliance requirements.
How We Solved It
We implemented a hybrid infrastructure spanning AWS and NABARD on-premise:
AWS Development Environment
Set up AWS dev environment with ECR, RDS MySQL, and S3. Built CodeBuild CI/CD pipelines for automated Docker builds and deployments.
NABARD On-Premise Production
Configured production infrastructure on NABARD's on-premise servers to meet government data residency and security requirements.
Containerization
Dockerized the Spring Boot application ensuring consistent deployments across cloud dev and on-prem production. Created docker-compose for local development.
Environment Parity
Ensured configuration parity between AWS dev and NABARD on-prem using environment-based configs. Implemented database backup and disaster recovery for both environments.
Technologies Used
“This platform has transformed how we deliver agricultural credit. What used to take weeks now happens in days. The integration with land records and Aadhaar has eliminated fraud and dramatically improved our processing efficiency. NABARD's investment in this technology validates its impact on rural financial inclusion.”
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